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New Central Bank mortgage regime: What does it mean?

The Central Bank published its definitive rules on mortgage lending last week. The main new rule is that banks must only lend 80 per cent of the value of the property value to owner-occupiers. So in general a 20 per cent deposit will be required. Also, loans will be limited to 3.5 times the borrowers’ [...]

2019-07-03T11:06:18+00:00February 5th, 2015|Property Law|

Multi – Unit Development (MUD) Act New Rules for Management Companies

The Multi–Unit Development Act came into force on the 1st April 2011. The implications of same are outlined briefly below. The Act applies to residential developments where there are 5 or more units. This includes developments of apartments and houses. It also applies to mixed developments with commercial properties however they are treated slightly differently [...]

2019-07-09T13:44:10+00:00November 27th, 2011|Property Law|